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ExMoney
Personal & shared money tracking

Know where your money goes, and settle up clearly.

ExMoney combines personal expense tracking with group and one-to-one debt ledgers — precise amounts, flexible splits, and settlements both sides confirm.

Coming soon · GET IT ON Google Play Coming soon · DOWNLOAD ON THE App Store
Phone-number sign-in Sync when the network is weak Multi-country currencies
100%
Exact to the smallest unit, no rounding drift
0
Hidden fees or ads inside your ledger
2
Languages supported: Arabic and English
Dashboard
A tour inside the app

Scroll, and watch the app move with you

Four screens covering the full journey: from logging a small expense to settling a debt with a friend.

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Expense dashboard

Income, spending, and what is left — right in front of you, with categories and monthly budgets that warn you before you overspend.

Expense dashboard Groups & balances Add a transaction Notifications & updates

Clear. Organized. Awkwardness-free.

ExMoney solves two problems at once: where your money goes, and who owes whom after dinner or a trip.

Personal expenses

Log income and spending quickly, with categories, budgets, and monthly reports.

Shared groups

Split bills equally or with exact amounts, and track balances inside the group.

One-to-one friends

A direct ledger with a friend — no visible group — plus in-app contact requests.

Dual-approval settle up

The debtor proposes a settlement; the creditor confirms or rejects — no ambiguity.

Three screens, one experience

See ExMoney in action

A focused tour through what you will use every day, from understanding your money to splitting a bill with friends.

How ExMoney works

Four steps from creating an account to settling a debt clearly.

1

Create your account

Sign up with your international phone number and choose currency and display prefs.

2

Track spending

Add income and expenses, then link them to categories and monthly budgets.

3

Invite friends

Create a group or a one-to-one ledger and split bills the way you prefer.

4

Settle up

Propose a settlement, wait for confirmation, and balances update automatically.

Clearer privacy, tighter permissions

We treat your financial data as sensitive: minimal sharing, and clear permissions inside shared ledgers.

Phone-first

No email required to register — identity is an international mobile number.

Shared ledgers with limits

Members only see what the group needs: shares, balances, and settlement status.

In-app account deletion

You can deactivate your account from the app after confirming your password.

Frequently asked questions

Quick answers about payments, splitting, and privacy.

No. It is a digital ledger that records who paid and who owes what. Real-world payments happen outside the app; settlements are logged after both sides approve.

Ready to organize your money and shared balances?

ExMoney is coming soon to the stores — start with a clearer book for expenses and groups.

Coming soon · GET IT ON Google Play Coming soon · DOWNLOAD ON THE App Store